Fixed Annuity Calculator

See what a single-premium fixed annuity grows to at a guaranteed rate.

Value at maturity
Total interest earned

Educational estimate only. Real fixed annuities may have surrender charges, rate resets after an initial guarantee period, and fees.

How it works

A fixed annuity works like a tax-deferred CD: you hand an insurer a lump sum and it grows at a guaranteed fixed rate for a set term. This projects the value at the end of the term and the total interest earned, assuming the rate holds the whole period. Because growth is tax-deferred, you don't owe tax on the interest until you withdraw it.

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