Privacy Policy

Last updated: July 2026

The short version

We don't want your data, and our calculators don't collect it. Any numbers you type into a calculator are processed entirely inside your own web browser. They are never sent to us, never stored on a server, and never shared.

Information we do not collect

We do not ask for or store your name, email, financial details, or the values you enter into any calculator. There are no accounts and no sign-ups on this site.

Cookies and analytics

We may use privacy-respecting analytics to understand, in aggregate, which pages are visited. If we display advertising in the future, third-party ad providers (such as Google AdSense) may use cookies to serve relevant ads; those providers operate under their own privacy policies, and where required you will be able to manage your ad-personalization choices.

Third-party links

Some pages may link to outside websites. We are not responsible for the content or privacy practices of those sites.

Changes and contact

We may update this policy from time to time; the date above reflects the latest version. Questions? Email hello@pensionlumpsumcalculator.com.

Our calculators:
Social Security Taxation → Guide: How SS Is Taxed → Net Worth → 401(k) Growth → Traditional IRA → 72(t) SEPP → FIRE Number → Guide: Tax on 401(k) Withdrawal → Guide: When Should You Retire → Fixed Annuity → Deferred Annuity → Annuity vs CD → Guide: Immediate Annuity Income → Guide: Should You Take a Buyout → Guide: SS Spousal Benefits → Guide: Pension COLA Raises → Guide: How Much to Retire → Guide: How a Lump Sum Is Calculated → Guide: Lump Sum vs Monthly → Guide: How to Calculate Your RMD → Guide: Early Withdrawal Penalty → Pension Lump Sum Tax → Interest Rate Impact on Lump Sum → Early Retirement Reduction → Roth Conversion → Inherited IRA (10-Year Rule) → TSP (Thrift Savings Plan) → Cash Balance Pension → QDRO / Divorce Pension Value → Pension Lump Sum vs Monthly → Pension Buyout / Commuted Value → Pension Survivor Benefit → Pension COLA → Immediate Annuity Payout → Annuity vs Lump Sum → Annuity Present Value → How Long Savings Last → Withdrawal Rate → How Much to Retire → Income Gap → Inflation Impact → Social Security Break-Even → RMD (Required Minimum Distribution) → Social Security Spousal Benefit → Pension vs 401(k) Rollover → Early Withdrawal Penalty → Pension Maximization → 403(b) Retirement Calculator → 457(b) Retirement Calculator → Rule of 55 Calculator → Backdoor Roth IRA Calculator → Social Security Claiming Age Optimizer → Federal Pension (FERS) Calculator → Net Unrealized Appreciation (NUA) →